i know, i know. it's beeen forever

hey guys i know i've turned into a ghost these last few weeks, or we may be to the month mark by now i'm not realy sure.  just to kinda fill you all in.  the reason i could always get on for like 4-6 hrs a day was b/c i worked for my dad and sat on the computer all day for 8 hrs with 1 hr of work to do per day but because of some personal issues i no longer work for him.  well with no job = no money, no money = not able to pay for bills... so i'm sacraficing my credit for the next 5+ years and filing for bankruptcy to erase all of my debt (including my mortgage) and start clean. 
now although i don't work fo rhim any more i will be moving back in there so will get to be on here more often again.
guys if there is one thing i've learned from all of this it's SAVE YOUR MONEY!1!!!!!!!!!11!!!! don't go blow money you have saved on car parts.  budget yourselves.  i'm getting off easy and will be able to keep my JDM GSR motor and car so i'll still have a scooty car but don't plan on dropping a dime into it again until i have at least 5k in SAVINGS.  and won't be moving back out on my own again until i have 10k.  SAVE YOUR MONEY, SAVE YOUR MONEY, SAVE YOUR MONEY. w
 
well thats my rant.  i'll be back on here on a regular again in a few weeks, mabey 1-2 months. peace

Sorry to hear that, hope everything gets straightened out for ya!

quote:

ORIGINAL: RCJr9186

  SAVE YOUR MONEY, SAVE YOUR MONEY, SAVE YOUR MONEY. w

well thats my rant.  i'll be back on here on a regular again in a few weeks, mabey 1-2 months. peace

agreed.  I actually thing I said that to you a while back at one point.  I only by my cars parts in cash when I have extra dollars to throw away.  Cars are really not that important

i still need a car, im leaning to a few audis ive seen

****, Ron, sorry to hear that dude...

thats fluffed up though, good luck to ya ron, did ya have to sell the delsol?(how is that anyway?)

**** dude. I feel for ya. If i had my own place with a room id put ya up! Keep it real man. Good luck

Dude don't delcare bankruptcy! No matter what! Even though yer free and clear of debt, it'll take you years and years to build yer credit back up...With sh!tty credit you can't get a loan and if you even can get one yer rate is gonna be through the roof! I do finance at our dealership and work with it all the time..dude you just lost yer job a few days ago...it's not over, go get another one!!

yea man, that really sucks.. i hope everything turns around for you soon.. and shreff is right, if you can help it, dont declare bankruptcey... it is a PITA and will haunt you

Sorry to hear about that bro, you gonna have to give up tha bike 2?

why on earth would you file for bankruptcy?? i mean, i feel for ya, but i would man up, move back in with ur dad like you said, pay off ur debt, and then move on... u'll very much regret it if you file

thanks guys for the comments and responsess.  trust me if there was any other way out of bankruptcy i would take it. but to erase my house, bills, CC's, and loan it's the only way.  i'm fully aware of the bad effect it will have on my credt but it only took about 2 years to get mine up from "never having creit" to haveing a 735 cretit score and if it only takes 2 years than i'll be happy to have 20-30kin the bank to buy a new house.  hope all is well in the MF, if there is anythign important going on let me know, hopefully i'll be on on the next weekor so. later guys. and thanks again.

Aight man, just stay safe, keep tough. We gotcha back

i dont understand why you would want to ruin ur credit if its that high?? and believe me, its a lot harder to build your credit after bankruptcy than just building new credit

Maybe he really is THAT far in debt

my credit will be rebuilt within about 4-5 years.  i've already loooked into ways to build faster and i have a friend at a loan institute that is going to be giving me small time loans (800 here, 500 there) and paying the minimums every week to build it back up. it'll be straigt by the time i'll need good credit.

Hope it all works out for you man... credit can be a bitch sometimes... but its better than life without it. Look at the countries without it.