so guess who just got in his first wreck

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so guess who just got in his first wreck

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so guess who just got in his first wreck - 1/31/2007 3:47:20 PM

estraw

Posts: 2386
Joined: 12/10/2005
Status: offline

ya, its true.. i rearended someone goin about 15-20, a cargo van to be exact. somehow, my car wasnt damaged at all! well except for the liscence plate bracket. same cant be said for the van, i somehow managed to push his rear bumper in about 2 inches. wtf, how does my plastic bumper not even get damaged but i **** up the bumper on a ****in cargo van?!? i know it sounds like im bitchin, but im not, just confused, but good thing nothins wrong with my car since i got minimum coverage on it.. o well, only cost is the ticket for "failure to maintain proper distance" bitch ****! not sure what thats gonna cost yet. well im done ranting.

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Post #: 1

RE: so guess who just got in his first wreck - 1/31/2007 4:08:48 PM

TheEngineer

Posts: 10734
Joined: 1/25/2006
Status: online

its not the ticket thats gonna cost you. You just got a citation so automatically thats hurting your insurance. Thats where its gonna kill ya. Cuz your insurance company has to pay for their damages.

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quote:

ORIGINAL: pilsenblue
Even tho My car looks great It will never be fast. Kinda like a hot girl that dosent give it up

(in reply to estraw)

Post #: 2

RE: so guess who just got in his first wreck - 1/31/2007 4:18:07 PM

estraw

Posts: 2386
Joined: 12/10/2005
Status: offline

ya i know, but the insurance is like paying off a loan, you pay it off monthly. the tickets gotta be all payed off at once, and thats whats gonna hurt me right now. i just got a raise tho so hopefully that will help out a little

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(in reply to TheEngineer)

Post #: 3

RE: so guess who just got in his first wreck - 1/31/2007 4:26:23 PM

TheEngineer

Posts: 10734
Joined: 1/25/2006
Status: online

he basically gave you the minimum for the ticket if thats all you got, when i got that here is was only $25. But the insurance in the long run hurts worse. Trust me. One accident will hurt your insurance for about 4 years

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quote:

ORIGINAL: pilsenblue
Even tho My car looks great It will never be fast. Kinda like a hot girl that dosent give it up

(in reply to estraw)

Post #: 4

RE: so guess who just got in his first wreck - 1/31/2007 4:28:00 PM

RCJr9186

Posts: 5638
Joined: 7/27/2005
From: Summerville, SC
Status: offline

no, the part of the insurance that hurts you is the points.... vehicle wrecks always raise your isurance even if it's not your fault... in my first wreck when i was 17 my prelude got rearended by an f150 and pushed into a dodge ram... my car got completely totaled and my issurance went up b/c i was "prone to accidents" whatever the hell that means.

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quote:

Sebba
Use.... the.... FU CKING SEARCH BUTTON.

(in reply to estraw)

Post #: 5

RE: so guess who just got in his first wreck - 1/31/2007 4:30:59 PM

estraw

Posts: 2386
Joined: 12/10/2005
Status: offline

i know what you mean john, and rcjr, you probably got those points because you didnt have a "proper" amount of distance between you and the dodge. that happened to my friend and her insurance went up because of that

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(in reply to RCJr9186)

Post #: 6

RE: so guess who just got in his first wreck - 1/31/2007 4:56:18 PM

davidmitsusrock

Posts: 3360
Joined: 4/13/2006
From: Boonville, MO
Status: offline

well thats a bitch.

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2003 Mitsubishi Lancer ES

(in reply to estraw)

Post #: 7

RE: so guess who just got in his first wreck - 1/31/2007 5:05:34 PM

TheEngineer

Posts: 10734
Joined: 1/25/2006
Status: online

quote:

ORIGINAL: RCJr9186

no, the part of the insurance that hurts you is the points.... vehicle wrecks always raise your isurance even if it's not your fault... in my first wreck when i was 17 my prelude got rearended by an f150 and pushed into a dodge ram... my car got completely totaled and my issurance went up b/c i was "prone to accidents" whatever the hell that means.

OK.....you get points only for accidents that are your fault and if its not your fault it DOES NOT hurt your insurance. If you hit someone in the back, it does not matter what happened, its your fault, even if someone hits you into them. Your insurance went up because your front hit the back. Believe me i have alot of experience in dealing with insurance and accidents

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